PoppinThese terms are an agreement between you and Poppin ("we", "us") for using the Poppin app and this website. Please read them with our Privacy Policy. By using Poppin you agree to these terms. If you don't agree, please don't use Poppin.
1Who can use Poppin
You must be 18 or older to use Poppin.
2What Poppin is
Poppin is a planning aid. It shows estimates, such as what you can roughly spend today, based only on what you enter: your income, spends, bills and goals. The numbers are only as good as your entries and simple arithmetic; they are not a guarantee of what you can afford.
3What Poppin is not
- Not financial, investment, tax or legal advice. Poppin does not recommend any product, investment or loan. For decisions that matter, please talk to a qualified adviser.
- Not a bank, wallet, payment service or lender. Poppin never holds, moves or receives money and does not connect to your bank.
- Not a record keeper for anyone else. Splits are your own notes; Poppin does not collect or settle money between people.
4Your responsibilities
- Accuracy: keep your entries reasonably up to date; the estimates depend on them.
- Backups: your entries are kept on your phone, not by us. If the phone is lost, reset or the app is removed, entries may be lost unless you have a backup. Use Account → Your data to export or send yourself a backup.
- Phone security: use a screen lock, and Poppin's PIN or fingerprint lock if others use your phone. Keep exported files safe; anyone with them can read them.
- Fair use: don't misuse Poppin, interfere with our servers, or copy and resell the app.
5Price
Poppin is free today. If we ever add paid extras, we'll tell you in the app first, nothing is charged automatically, and the everyday features you already use stay free. Any paid extra will show its price clearly and need your clear yes before you pay.
6Your data
Your entries belong to you and are kept on your phone. How we handle the little data we do process is in the Privacy Policy.
7Our app and name
The Poppin app, design and content are ours. We give you a personal, free, non-exclusive right to use the app on your own devices. You keep all rights to what you enter.
8Availability and changes to the app
We work to keep Poppin reliable and to fix mistakes we find, but we can't promise it will always be error-free. We may update, change or stop features. If we ever plan to stop Poppin altogether, we will give reasonable notice in the app so you can export your entries. Because your entries live on your phone, the app keeps showing them even when offline.
9Warranty and liability
Poppin is provided free and "as is". To the extent Indian law allows, we don't give promises beyond those in these terms, and we are not liable for decisions you make based on Poppin's estimates or for losses caused by entries being wrong, lost or seen by others with access to your phone or files.
Nothing in these terms limits any right you have as a consumer under Indian law, including the Consumer Protection Act, 2019, or excludes liability that cannot legally be excluded, such as for our fraud or wilful misconduct.
10Ending use
You can stop using Poppin at any time: use Account → Your data → Delete all my data, or simply uninstall the app. See "Delete your data" in the Privacy Policy. We may stop providing the app to someone who seriously misuses it, such as attacking our servers.
11Changes to these terms
We may update these terms, for example when we add features or the law changes. We will change the effective date above, and for any significant change tell you in the app before it takes effect. If you don't agree with a change, you can stop using Poppin and delete your data; changes never apply to the past.
12Governing law and disputes
These terms are governed by the laws of India. Please write to us first; most problems can be sorted out quickly. If not, you can use the remedies available to you under Indian law, including consumer commissions where you live.
13Contact
Poppin
Email: info@popp-in.com
For privacy complaints, write to the Grievance Officer, Poppin, at the same address. We acknowledge messages within 7 days and aim to resolve them within 30 days.